“Contemporary Issues in Regulatory Risk Management of Commercial Banks,” Co-authored with D. Palia,  Financial Markets, Institutions and Instruments, V. 12 No. 4, November 2003.

“The Impact of Capital Requirements and Managerial Compensation on Bank Charter Value,” Co-authored with D. Palia, Review of Quantitative Finance and Accounting, V. 23 No. 3, November 2004.